Kochi,
India – April 09, 2026 : Gold loans in India have long been trusted for
quick access to credit. The process, however, remains largely manual,
time-bound and operationally intensive. Wizzmoni,
a flagship brand of Wizz Financial,
is now redefining that experience.

Wizzmoni
has introduced India’s first fully Automated Gold Loan Machine, a
breakthrough innovation that enables customers to complete the entire gold loan
journey, from onboarding to disbursement, in real time. This is not just a
faster process; it is a fundamental re‑engineering of secured lending delivery
in India.

The
industry still largely operates on traditional, process-heavy models. This
creates a clear opportunity for technology-led disruption across speed,
transparency and overall customer experience.

Addressing
this gap, Wizzmoni’s Automated Gold Loan Machine delivers a fully integrated,
real-time lending journey. It brings together customer Onboarding and digital
KYC, AI-powered purity assessment and valuation, instant loan approval and
seamless disbursement directly to the customer’s bank account, all within a
single, unified interface. The entire process can be completed in as little as
20 minutes, eliminating the manual intervention in Gold Loan Process. The
machine is fully integrated with Company’s LOS-LMS system which provide a real
time updates to the user throughout the loan journey.

With
this launch, Wizzmoni becomes the first NBFC in India to introduce a fully automated,
end-to-end gold loan machine that integrates appraisal, valuation, approvals
and fund transfer in real time.

“This
innovation aligns with Wizz Financial’s broader vision of building a hybrid
financial ecosystem, where advanced digital capabilities are embedded into
physical infrastructure to deliver faster, smarter and more accessible
financial services across our key corridors,” said Amir Nagammy, Founder,
Wizz Financial. 

“India’s
gold loan market has been built on trust and immediacy, but the experience has
remained largely unchanged. With this innovation, we are enabling real‑time,
end‑to‑end lending in a single interaction. Starting with Hyderabad, our vision
is to scale into high‑footfall locations, making gold loans as accessible and
familiar as cash deposit machines,” said CA Krishnan R, Director & CEO,
Wizzmoni India. 

About
Wizzmoni:

Wizzmoni
(formerly Unimoni) is an NBFC and AD‑II licensed financial services
provider with more than 350 branches across India, offering gold loans, digital
wallet solutions, multi‑currency travel cards, foreign currency exchange, send
money abroad services, digital payments and insurance.

Wizzmoni
is a flagship brand of Wizz Financial. 

About
Wizz Financial:

Wizz
Financial is a regional fintech platform transforming
cross‑border money movement and digital lending across strategic economic
corridors spanning India, the GCC, Southeast Asia and the United States.
Headquartered in the UAE and India, Wizz Financial operates a hybrid
neo‑banking model that combines a unified digital wallet ecosystem with
physical infrastructure to serve customers in both their home and resident
jurisdictions through a single platform. 

Committed
to delivering convenient and reliable financial solutions, Wizzmoni continues
to empower customers with seamless financial services.

www.wizzfinancial.com|
www.wizzmoni.in|
1800 102 0555